Earn dollars, not pennies. Learn the value of saving. Open a Youth Education Savings (YES) account. 3.00%APY on all balances under $500, then .05%APY on all balances over $500 No monthly fees or monthly minimum deposit For ages 0 - 17 years old BAXTER/BRAINERD | (218) 829-0371 | mmfcu.org MIDMINNESOTA FEDERAL CREDIT UNION Certain restrictions apply. Speak to a Member Services Specialist for full account details. APY= Annual Percentage Yield. APY will range 05-3.00%, Limit one account per social security number. Federally insured by NCUA. Earn dollars, not pennies. Learn the value of saving. Open a Youth Education Savings (YES) account. 3.00%APY on all balances under $500, then .05%APY on all balances over $500 No monthly fees or monthly minimum deposit For ages 0 - 17 years old BAXTER/BRAINERD | (218) 829-0371 | mmfcu.org MIDMINNESOTA FEDERAL CREDIT UNION Certain restrictions apply. Speak to a Member Services Specialist for full account details. APY= Annual Percentage Yield. APY will range 05-3.00%, Limit one account per social security number. Federally insured by NCUA.