Luminate Bank Thank You, Brainerd Lakes Area! We're honored to be voted one of the Top 3 Best Banks in the Lakes Area. Your trust and support mean everything- thank you for choosing Luminate Bank®. John Kinkeade Producing Branch Manager | NMLS#1123893 (218) 839-5700 JKinkeade@Refined Lending.com Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved. LENDER Member FDIC Luminate Bank Thank You , Brainerd Lakes Area ! We're honored to be voted one of the Top 3 Best Banks in the Lakes Area . Your trust and support mean everything- thank you for choosing Luminate Bank® . John Kinkeade Producing Branch Manager | NMLS # 1123893 ( 218 ) 839-5700 JKinkeade @ Refined Lending.com Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd. , Suite 100 Minneapolis , MN 55405 ( 952 ) 939-7200 . This is not an offer to enter into an agreement . Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information , rates and programs are subject to change without prior notice and may not be available in all states . All loans are subject to credit and property approval . Luminate Bank is not affiliated with any government agency . All rights reserved . LENDER Member FDIC