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    June 20, 2023
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HER VOICE BUSINESS Sarah Kinkeade Vice President / Business Banker Lakes Area Family I live in the Brainerd Lakes Area with my husband, John and my two boys, Finnegan and Oliver. What was your work journey to where you are now? I actually tried hard to get out of banking, ha! I started in mortgage lending in high school, got my degree in Communication but kept in the mortgage business. After a few years I moved into consumer lending of all sorts (from debt consolidation to home purchases) and managed lenders and retail banks. During that time, I went and became certified in kitchen and bath design thinking that might be my career path but I just couldn't leave banking. Eventually, I ended up in business lending and found the 'spot' that checked all of skill boxes: Meeting with customers, community involvement, and solving Frandsen Bank & Trust 7429 Excelsior Rd, Baxter, MN | 218.855.1320 35470 Co Rd 3, Crosslake, MN | 218.692.2455 complicated puzzles for the good of the customer as well as the bank. I then received my MBA, a degree that was a highlight for me personally, but also a capstone to my education and career path. The journey has been completely worth it! It's given me a broad lending and banking foundation as well as education in both business and art, keeping my brain happy and busy! PASTA Something that might surprise your colleagues? I am pretty musical. I play the trumpet, piano and even taught piano lessons in the past. Favorite part of your job? Helping put the pieces of a business financial puzzle together, getting to know their story, and becoming a part of their success while contributing to the success of our organization. What do you like most about the company you work for? I am encouraged to be creative! I get to use my concrete as well as creative parts of my brain every day. When you are not at work, what are you doing? Traveling with my family (we have been to 29 states with a goal - of all 50), landscaping, boating, cooking and sitting by the fire. FRANDSEN BANK & TRUST frandsenbank.com Member FDIC HER VOICE BUSINESS Sarah Kinkeade Vice President / Business Banker Lakes Area Family I live in the Brainerd Lakes Area with my husband , John and my two boys , Finnegan and Oliver . What was your work journey to where you are now ? I actually tried hard to get out of banking , ha ! I started in mortgage lending in high school , got my degree in Communication but kept in the mortgage business . After a few years I moved into consumer lending of all sorts ( from debt consolidation to home purchases ) and managed lenders and retail banks . During that time , I went and became certified in kitchen and bath design thinking that might be my career path but I just couldn't leave banking . Eventually , I ended up in business lending and found the ' spot ' that checked all of skill boxes : Meeting with customers , community involvement , and solving Frandsen Bank & Trust 7429 Excelsior Rd , Baxter , MN | 218.855.1320 35470 Co Rd 3 , Crosslake , MN | 218.692.2455 complicated puzzles for the good of the customer as well as the bank . I then received my MBA , a degree that was a highlight for me personally , but also a capstone to my education and career path . The journey has been completely worth it ! It's given me a broad lending and banking foundation as well as education in both business and art , keeping my brain happy and busy ! PASTA Something that might surprise your colleagues ? I am pretty musical . I play the trumpet , piano and even taught piano lessons in the past . Favorite part of your job ? Helping put the pieces of a business financial puzzle together , getting to know their story , and becoming a part of their success while contributing to the success of our organization . What do you like most about the company you work for ? I am encouraged to be creative ! I get to use my concrete as well as creative parts of my brain every day . When you are not at work , what are you doing ? Traveling with my family ( we have been to 29 states with a goal - of all 50 ) , landscaping , boating , cooking and sitting by the fire . FRANDSEN BANK & TRUST frandsenbank.com Member FDIC