HER VOICE BUSinESS FRANDSEN BANK & TRUST Member FDIC Courtney Antolik Business Banking Officer Baxter | Lakes Area Fueling Business Success Through Partnerships What makes working with Frandsen Bank & Trust unique? From the exact moment I started, I've been impressed by the consistent investment our leaders make in our communities. We are empowered to make local decisions, which enables me to help you faster with all your banking needs. There is also a genuine culture of support and teamwork, which makes it rewarding to work and collaborate. How do you help people in the community with their financial needs? I help individuals and business owners understand their financial picture, long-term goals, and current roadblocks. Whether we are discussing business growth, loan options for equipment, or cash flow needs, my role is to be a partner throughout the process. I want to provide guidance and advocacy every step of the way. How do you see your work impacting the local community? I see my work as being a friend, neighbor, and an advisor. When I support local businesses, the ripple effect of my decisions can influence individuals, families, and local organizations. I want to drive economic growth that strengthens our community. What do you love most about your job? Building relationships with my customers and being behind the scenes in their success stories is worth all the hard work that goes into business banking. It's incredibly rewarding to work alongside business owners and learn their story and understand the "why" behind the business and how it all got started. To be there as they grow, adapt, and achieve milestones, knowing they put their trust in me is truly honoring. As a business banking officer, what advice would you give someone looking to start a small business in the local community? The best thing you can do for yourself is start with a detailed business plan that is authentic to you. Surround yourself with trusted advisors and include a banker who understands your vision, such as myself. Stay organized, understand your cash flow, and plan for both challenges and growth opportunities. It's your business, so let me support the financial side and take that burden off your plate. Let Me Support Your Business I can help you with business acquisition and expansion, business banking, commercial real estate, equipment financing, operating lines of credit, and small business administration financing. Call or email today and get the support you and your business deserve. courtney.antolik@frandsenbank.com | 218.822.3370 CA051926 Frandsen Bank.com HER VOICE BUSinESS FRANDSEN BANK & TRUST Member FDIC Courtney Antolik Business Banking Officer Baxter | Lakes Area Fueling Business Success Through Partnerships What makes working with Frandsen Bank & Trust unique ? From the exact moment I started , I've been impressed by the consistent investment our leaders make in our communities . We are empowered to make local decisions , which enables me to help you faster with all your banking needs . There is also a genuine culture of support and teamwork , which makes it rewarding to work and collaborate . How do you help people in the community with their financial needs ? I help individuals and business owners understand their financial picture , long - term goals , and current roadblocks . Whether we are discussing business growth , loan options for equipment , or cash flow needs , my role is to be a partner throughout the process . I want to provide guidance and advocacy every step of the way . How do you see your work impacting the local community ? I see my work as being a friend , neighbor , and an advisor . When I support local businesses , the ripple effect of my decisions can influence individuals , families , and local organizations . I want to drive economic growth that strengthens our community . What do you love most about your job ? Building relationships with my customers and being behind the scenes in their success stories is worth all the hard work that goes into business banking . It's incredibly rewarding to work alongside business owners and learn their story and understand the " why " behind the business and how it all got started . To be there as they grow , adapt , and achieve milestones , knowing they put their trust in me is truly honoring . As a business banking officer , what advice would you give someone looking to start a small business in the local community ? The best thing you can do for yourself is start with a detailed business plan that is authentic to you . Surround yourself with trusted advisors and include a banker who understands your vision , such as myself . Stay organized , understand your cash flow , and plan for both challenges and growth opportunities . It's your business , so let me support the financial side and take that burden off your plate . Let Me Support Your Business I can help you with business acquisition and expansion , business banking , commercial real estate , equipment financing , operating lines of credit , and small business administration financing . Call or email today and get the support you and your business deserve . courtney.antolik@frandsenbank.com | 218.822.3370 CA051926 Frandsen Bank.com