What sets Mid-Minnesota apart from other financial institutions is that YOU, our member/owner, has a vested interest in our success. Any profits are returned to our membership in the form of higher dividend rates, lower interest rates on loans, additional technology, and growth in services. Mid-Minnesota Federal Credit Union (MMFCU) serves all of Becker, Cass, Crow Wing, Douglas, Morrison, Norman, Todd, and Wadena Counties as well as the following townships in Otter Tail County: Blowers and Paddock and the Cities of Aitkin, McGregor, and Palisade, in addition to various townships* in Aitkin County. If you live, work, worship, or attend school in any of the geographic regions listed above, or are a relative of someone who lives, works, worships, or attends school in these areas, you are eligible for membership. You can become a member if you meet any of the above guidelines. A simple $5.00 deposit will make you a member/owner of MMFCU allowing you to apply for any of our free and low-cost services.